Welcome To Your One Stop Annuity Shop!

Hi there, I'm Ryan Morelli - a Registered Investment Advisor (fiduciary) with close to 30 years of experience as a Financial Advisor. I have extensive experience helping people protect and grow their assets using insurance contracts, such as annuities, since 2000. Here, you can browse annuities from over 102 carriers and 1140 policies so you can see what may be a good fit to meet your financial objectives! Whether for accumulation, income, or an enhanced death benefit - there is the perfect annuity waiting for you! My passion for retirement income planning came from witnessing my grandparents get taken advantage of during retirement. After this experience, I became determined to help prevent the same situation from happening to someone else’s grandparents. I opened my own financial firm Malibu Wealth Planning, LLC in 2003 to help retirees “enjoy the ride.” I'm a graduate of the University of California at Santa Barbara and hold an insurance license in the state of California. You may have previously seen me on the “Coastal Business Report” on the ABC affiliate KEYT, where I discussed local financial issues. I'm also a best selling author. My book, "The Weight of Your World" focuses on many pertinent issues today's retirees face. You can find my book on Amazon here: https://amzn.to/4bskJG2 I'm a native Californian and I enjoy life in Malibu with my wife, Tara, two children, Ronan and Quinn, and my father, who lives with the family. I also enjoy running, CrossFit, skiing, going to the beach and going out to dinner. I'm an active dad, and I'm on the Little League board and coaches my kids’ soccer, baseball and basketball teams.

Licensed in states: CA, OH, SC, TX, VA, MI

Let me help you
get the best annuity
for your needs.

Browse Quotes

Ryan has been a financial advisor to me as well as some of my associates at PG&E Diablo Canyon for quite some time now. He keeps me up to date with new options and has kept me on track with my retirement financial investment goals. He is very personable, eager, and has detailed knowledge.

Anthony Azevedo Senior Quality Auditor, PG&E

I have worked with Ryan as my financial advisor for over six years. He is personable, extremely professional, and very concerned about achieving the results his clients seek. I recommend him with great enthusiasm and confidence. He is an excellent financial advisor and will serve your needs well.

Art Gilbert Professor, Emeritus, UCSB

Ryan is a great listener. He always makes the time to answer my questions and explain the basis behind his investing recommendations. His insights and peer network allow him to bring a strategic path forward for my portfolio, and this helps me rest easier in these 'interesting' times.

James Welsch RPE Engineer at PG&E

Ryan works with many of my colleagues and is highly regarded. We have used him as our financial advisor for five years. He listens carefully and adjusts our portfolio to meet our current financial needs. We discuss options, but I am still in charge of the final decision. Ryan has been responsive and flexible to my needs and schedule. Some of his investment ideas are unique and thought-provoking. His options vary based on my specific needs. He is easy to work with, and our results have been positive.

Del Ritchie Retired Supply Chain manager, PG&E

Ryan is a very detail-oriented person who never gives up. I find him very tenacious in finding solutions to investment needs.

Steve Wilson Instructor, PG&E

I've been with Ryan for several years now. In addition to being a clear-thinking, experienced individual who shines as an investment professional, Ryan is a great guy—easy to talk to and be around. I'm honored to know Ryan and have him not only as a friend but as a genuine investment professional who helps me further my financial goals on a daily basis!

Greg Riley Instrument Control Technician at PG&E

Ryan is ALWAYS looking out for my best interests and helping me along the road to retirement.

KR Thompson Shift Foreman, PG&E

Ryan has saved me at my late age. I thought I could never retire, but the creative strategies that Ryan has come up with have made it so I can retire within a year. He is professional and creative. I highly recommend him. He doesn't drop you by the wayside.

Pamela McEvoy, PhD Director of Behavioral Health, Borrego Community Health Foundation

I have enjoyed working with Ryan. He has a good working knowledge of the markets, with enough experience to know what to do and what not to do. He is very timely in his responses and easy to work with. I do not have enough time to watch my investments on a daily basis, but Ryan and the group he works with do. I have no problem recommending Ryan.

Randy Howard Senior Advising Work Week Manager at Diablo Canyon Nuclear Generating Station - PG&E Retired

Ryan brings a rare balance of drive and consideration to his work. He cares deeply about the success of his partners and works hard to help them achieve their goals. Honored to have supported him in his efforts over the years.

Micah Elconin Food and Beverage Management Consultant, Season to Taste Inc.

Ryan came to me by recommendation from a co worker. I find him easy to talk to about complicated subjects. He knows how to simplify the options available without talking down to you. He is truely watching out for the best options offered to me by my employer. As example, he sent out communication on pension plan changes weeks before the changes were even available for me to make. If you want someone in your corner you have found him.

Neal O'Hagan Licensed Reactor Operator, PG&E

I've known and invested with Ryan Morelli from 2010 to the present. I am pleased with his attitude and willingness to talk in depth with his clients. His positive energy is infectious, and his willingness to humbly admit he doesn’t always know what the future holds helps me to trust him all the more. I have met his family at various investment functions and know they are a tight knit family with good values. I feel as if Ryan treats clients as family as well. I feel he strives to find investment options that go beyond what is primarily good for him and rather find a good deal for the client. I have a good feeling about the investment portfolio Ryan has developed for my wife and I.

Gary DeHart Husband, hunter, helper, hill-climber! Retired and enjoying Life.

Ryan takes difficult subject matter and breaks it down to an easy to follow process. He provides strong advice without being pushy or overbearing, only covering what is relevant to your situation. He provides excellent advice for future endeavors and provides a thorough review of your financial options.

Cory Pfau RPE Engineer, PG&E

Ryan has always provided detailed analysis for investment purposes when my knowledge base was lacking. He has been very timely in correspondence and always a personable person to work with.

Randy LaVelle Utilities Professional

Ryan consistently maintains ongoing knowledge of the evolving events that impact financial decisions, and parlays them into real life evaluations . He is creative and focused on making smart decisions for long term gain. Ryan is reliable, responsive and successful in the goals he sets for his clients.

Kate Murphy

My wife and I have been with Ryan for six years. We have had great service from him. He has been very helpful in navigating the many rules and options that arise in trying to plan retirement with the benefit packages available to us. I recommend Ryan because he is a hard working guy who puts his clients first and goes the extra mile to help whenever he can.

Jim Wilcox Senior Procurement Specialist, PG&E

If you want to do more with your savings than a bank savings account or CD interest and still retain a degree of security, talk with Ryan Morelli. Ryan is professional, quick to respond, and if unable to answer your question immediately, will find the answer.

Tim Irving Radiation Protection Manager, PG&E

Ryan Morelli is a credit to his profession...he knows his business and treats each client as an individual. His creative approaches are further testimony to his market knowledge. Consistency and reliability are key to success and Ryan has both in spades. I would highly recommend Ryan to anyone looking for advice and counsel in the finance markets.

Michael McNally SVP-Business Development, Lorax Organix LLC